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Small and Medium Enterprises (SMEs) are vital for global economic activity, constituting 90% of firms and generating 70% of GDP. However, they face significant challenges, including a $8 trillion finance gap and regulatory barriers, particularly in emerging markets. Policy interventions are needed to enhance support, access to finance, and digital integration.
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The article redefines working capital for small businesses to include three key components: financial, social, and human capital. It emphasizes the necessity of sustained financial support, strong networks, and skilled workforce to ensure business survival and growth. This holistic approach highlights the importance of diverse resources beyond mere cash for success.
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Artificial intelligence (AI) is increasingly impacting small and medium-sized enterprises (SMEs), which make up over 90% of firms globally. While AI adoption among SMEs is growing due to accessible technologies, significant barriers like skill gaps and costs remain. Addressing these challenges is vital for enhancing productivity, competitiveness, and economic equity.
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This proposal investigates how small business innovation influences economic equity, focusing on mechanisms that enable fair access to opportunities. It aims to identify factors that promote or hinder this relationship and provide actionable insights for policymakers and entrepreneurs to design strategies that ensure inclusive growth and uplift marginalized communities.
Journal for Policy & Market Research 